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| Types of Resources: |
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| Community Action Agency |
| Community Action Agencies are locally controlled, private, non-profit organizations whose purpose is to reduce poverty and to help low-income people become self-sufficient. Some agencies have established interest-free loans for people who need small loans for simple home repairs. |
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| Information and Referral (“I & R”) |
| Information and Referral is a unique process of assessment and information-giving that enables people to make informed decisions about accessing community resources. Comprehensive databases of social, community and government services are utilized in order to provide a wide variety of choices and alternatives to individuals within a service area. The goal of Information and Referral is to bring people and services together by providing a source of information that is well organized, community-based and easily accessible. |
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| Call “211” |
| Where available, “211” is a free, simple, easy-to-remember number to call for Information and Referral services as outlined above. “211” is not currently available in every county. The Ohio Council of Information & Referral Providers, through the 211 Ohio Collaborative, is leading the effort to implement 211 Ohio statewide. |
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| HUD Approved Housing Counselors |
| The U.S. Department of Housing and Urban Development (HUD) funds free or low-cost housing counseling. Housing counselors can assist you in understanding the law and your options, organizing your finances and negotiating with your lender if you need this assistance. |
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| Legal |
| Provides legal assistance in civil cases to low-income individuals. |
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| Veteran’s Service Offices |
| Emergency financial assistance is available through County Veterans Service Offices on a short term basis to eligible veterans and their dependents. |
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| Prevention, Retention and Contingency (“PRC”) Program |
| The Prevention, Retention and Contingency Program was established to provide benefits and services to needy and low-income employed families who need short-term help to support an individual or family during a crisis or episode of need. Benefits are available at county departments of job and family services but vary from county to county based on the needs in the local communities. |
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| Community Coalition |
| Volunteer group consisting of organizations and businesses including realtors, mortgage lenders/servicers, attorneys, elected officials, non-profits including legal aid and community action, builders, chambers of commerce, United Way agencies and other community stakeholders. Coalitions identify community resources, conduct homeowner and professional training seminars and learn from one another while helping people to save their homes. |